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As of Wednesday, September 18, , current interest rates in California are % for a year fixed mortgage and % for a year fixed mortgage. The. Refinancing (refi) is a financial strategy that involves replacing an existing loan with a new one, typically with more favorable terms. Current Mortgage and Refinance Rates in California ; 30 Year Fixed Conv, %, % ; 15 Year Fixed Conv, %, % ; 30 Year Fixed FHA, %, %. Mortgage Refinancing Topics Covered The Mortgage Refinancing Process Reasons to Refinance a Mortgage Different types of Mortgage Refinancing Mortgage. Maria R. California. “Service was excellent, especially from Michael S. My loan process went smooth and the rates I received — I couldn't be happier. Thank.
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